www.yourmoney.com – Blog: Don’t accidentally invalidate your home insurance – by Adam Powell, May 23^rd, 2014:

Few of us think we'll ever fall victim to burglary yet it's an issue that a surprisingly high number of people have faced.

According to recent research, one in 10 of us has had our home burgled. More alarmingly perhaps is that one in three people admit to leaving doors unlocked when they leave the house and six per cent hide spare keys near their front door.

While some may think leaving doors unlocked is a trivial action, by not securing your property efficiently, you'll not only risk burglary, you'll also risk invalidating your home insurance.

If there is no evidence of a forced entry and it appears a burglar strolled in through an unlocked door, your home insurer may refuse to meet your claim. They might say you failed to take appropriate measures to properly secure the property and therefore deem your policy invalid.